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Privacy Policy

NBOA Advisory Services (or "we") is committed to protecting your privacy. BOA Advisory Services has developed this policy statement (the "Privacy Policy") to assist end users of the www.nboaadvisoryservices.com website ("you" or "user") in understanding why NBOA Advisory Services collects particular personally identifiable information and how we will help protect your personal privacy within the website. The following information summarizes the personally identifiable information gathering and use practices for NBOA Advisory Services’ United States website located at the URL, www.nboaadvisoryservices.com. Personally identifiable information ("PII") includes information that can be linked to a specific individual, such as a name, address, phone number, or e-mail address. NBOA Advisory Services reserves the right to change this Privacy Policy at any time. If NBOA Advisory Services makes changes to this Privacy Policy, we will post those changes at this location and provide notice of any material changes so that you are aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it. Please review this Privacy Policy on a periodic basis.

 

What Information Does NBOA Advisory Services Collect?

PLEASE NOTE: THE TYPE OF DATA COLLECTED BY NBOA ADVISORY SERVICES WILL VARY WITH YOUR USE OF THE SITE AND THAT MOST DATA SUBMISSION IS VOLUNTARY.

Below, we provide specific examples of the types of PII we may collect through the site:

  • Contact Information: NBOA Advisory Services may request or require contact information, such as your name, address, phone number, facsimile number, title, school or organization name, and e-mail address.
     
  • Demographic Information: NBOA Advisory Services may collect demographic and general profile data (e.g., educational, professional, and geographic information).
     
  • Transactional Information: NBOA Advisory Services may maintain a database of aggregated information about the transactions on the site (e.g., tool or feature (and related database) utilization, registration information, and article, program, activity, or content selection data).
     
  • Financial Information: NBOA Advisory Services may use credit card account information submitted by you to complete a transaction.
     
  • Technical Information: NBOA Advisory Services may collect Internet Protocol (IP) addresses from all users of our site as well as the date and time of access and the Web page(s) accessed. NBOA Advisory Services may also catalog your log-in information and the type of computer, browser, or operating system used by the user.
     

How and Why Does NBOA Advisory Services Use that Information?

To improve the quality of the information and services NBOA Advisory Services offers to you and to otherwise operate the site and provide certain of its features, tools, and functionality, NBOA Advisory Services collects various PII (as described above) from different parts of its site. NBOA Advisory Services gathers most information voluntarily from you during the registration processes it utilizes to allow for NBOA membership access and/or to enable use of certain online tools or certain information and/or services. NBOA Advisory Services uses this information to contact the user about registration, resources and services. NBOA Advisory Services may request PII at other times, including, but not limited to, when you report a problem with our site, when you complete survey forms, when you register for a service, or when you request to receive communications from NBOA Advisory Services. It is optional to submit information in response to these requests.

Most of the site is informational in nature and publicly available to all users. Please also note that certain PII is available for public review on the site. Consequently, until you register, participate in surveys, sign up for a service, or request to receive information from NBOA Advisory Services, you are able to browse the site without providing any PII, although your browser may tell us what type of computer and operating system you are using as well as other kinds of technical information. When you provide PII to NBOA Advisory Services, you share that information only with NBOA Advisory Services, unless it is specifically stated otherwise or you are using a service or completing a transaction involving third party products, applications, and/or services.

Below, is more detail on NBOA Advisory Services’ legitimate interest in collecting and using data.

  • Contact Information: NBOA Advisory Services may use your contact information in connection with the provision of its services and content and to enable you to participate in the site's activities, applications, and offerings. NBOA Advisory Services may also use your contact information to create a personalized experience for you, to provide you with news and information, to contact you regarding a survey, and to get in touch with you when necessary, with respect to transactions conducted through the site, material changes in our site's policies and agreements, new services NBOA Advisory Services may offer, or otherwise.
     
  • Demographic Information: NBOA Advisory Services may use demographic information you provide for administrative, management, and monitoring purposes in order to continue to improve the site and the quality of our online services.
     
  • Financial Information: NBOA Advisory Services may use credit card information to process payments for services on the site.
     
  • Technical Information: NBOA Advisory Services may use technical information, such as your IP address or browser type, to help diagnose problems with our servers, analyze site usage trends, track user movements on the site, and to otherwise manage and monitor our site.
     
  • Business Transactions: If NBOA Advisory Services goes through a business transaction, such as a merger or acquisition by another entity involving the sale of all or a portion of its assets, please note that the PII collected and retained by NBOA Advisory Services may be among the assets transferred. In the event a transaction of this kind results in the transfer of PII, NBOA Advisory Services will notify you via e-mail and/or place a prominent notice on the site for 30 days of any such change in ownership or control and the possible changes to this Privacy Policy.
     
  • Legal Action: NBOA Advisory Services may disclose PII when legally required to do so in accordance with government requests or regulations or legal proceedings. We may also disclose PII to protect against misuse or unauthorized use of the site or as is otherwise required to limit legal liability, protect or defend our rights, property, or interests, or protect the safety, rights, or property of our users.
     

What About the Use of Cookies?

NBOA Advisory Services may use cookies and/or other programming techniques to enhance and/or monitor your experience while using our site. Cookies and other related techniques are generally pieces of information, which NBOA Advisory Services uses for record-keeping purposes, which the Site transfers to us and/or your computer's Web-browser for storage on your computer's hard drive. Cookies and other related techniques enable NBOA Advisory Services to manage and/or customize your experience on the site. Cookies and other related techniques also make web-surfing easier by automatically performing certain functions such as saving your personal preferences and by ensuring that you don't see the same advertisement repeatedly. NBOA Advisory Services, however, will not use cookies to record passwords or credit card information. Moreover, you can delete any cookies residing on your hard drive by following the instructions for your web browser. Many consider the use of cookies to be an industry standard. Consequently, your Web browser is likely set to accept cookies. If you would prefer not to receive cookies, you can alter the configuration of your browser to refuse cookies. If you choose to have your browser refuse cookies, you should understand that it is possible that some areas of our Site will not function properly when you view them. 

What About External or Third Party Web Sites?

To the extent hyperlinks or gateways are utilized to access external or third party sites, you should be aware that these external or third party sites may collect PII and are not controlled by NBOA Advisory Services and therefore, are not subject to this Privacy Policy. NBOA Advisory Services suggests that you check the privacy policies of these sites to determine how the proprietors of these third party sites will utilize your PII. 

What About Security?

As is appropriate for the nature of PII collected and stored by NBOA Advisory Services, this Site has industry standard security measures or safeguards in place to protect against the loss, misuse, and alteration of the information under NBOA Advisory Services’ control. Although NBOA Advisory Services has endeavored to create a secure and reliable Site, the confidentiality of any communication or material transmitted via the Internet cannot be guaranteed. Accordingly, you should consider carefully if you want to submit sensitive information via the Internet. NBOA Advisory Services urges you to take every precaution to protect your PII when online. 

What About "Opting-Out" of Data Collection and Use?

You have the following choices regarding the use of your information:

  • You may choose not to provide us with any personal information, but we may not be able to process your requests. The collection, use, and distribution of your PII is necessary for NBOA Advisory Services to provide certain features, applications, and services and to otherwise operate the site.
  • Most of NBOA Advisory Services’ services are completely voluntary. You are permitted to browse through and access the non-restricted areas of the site and can decide on your own if you wish to provide your PII or opt-out of doing so. For example, if NBOA Advisory Services conducts a survey, you do not have to participate unless you agree to do so.
  • When NBOA Advisory Services contacts you, from time to time, regarding its services, this site, or otherwise, NBOA Advisory Services specifically provides you with the opportunity to opt-out of receiving similar future correspondence by sending an e-mail to info@nboaadvisoryservices.com.
  • You may set your browser not to accept cookies, or to warn you when a cookie is being placed on your computer. If you choose not to accept cookies, however, your ability to navigate this site may be hindered.

 

What About Correcting, Deleting, or Updating Information?

At any time, you may contact NBOA Advisory Services to correct, modify, or delete the information you provide to NBOA Advisory Services through this site, namely, your name, e-mail address, phone number, address, and contact preferences. Moreover, when you cease to use NBOA Advisory Services’ services or no longer wish to be included in our database, you may contact NBOA Advisory Services at info@nboaadvisoryservices.com to request to have your information removed from our database. In the event that NBOA Advisory Services receives such a request or change, NBOA Advisory Services may require you to confirm or verify any change to your record. Please note, however, that the collection and uses of certain PII is necessary to provide certain services, functionality, or information through the site and the deletion of such necessary PII, e.g., an e-mail address, may render a particular service or functionality or NBOA Advisory Services’ ability to provide it inoperable. 

What About Children?

NBOA Advisory Services cares about the safety of children on its Site and encourages parents and guardians to monitor their children's use of the Internet. Although the site is suitable for a general audience, this Site is intended for use only by users who are over 18 years of age or the legal age of majority. Accordingly, NBOA Advisory Services does not knowingly solicit PII from children or send them requests for personal information.